Plan With Confidence
Let our experienced team empower you to make financial decisions that can help shape your legacy.
Health Care Costs
Learn about ways to potentially lower them.
Fraud Prevention
Help your loved ones avoid losses.
Tax Information
Could you pay a lower amount?
One to One Financial Advice Based on Your Goals and Needs
Why work with a financial advisor?
You work hard for what you earn — make sure your savings and investments are preparing you for the future you want. A financial advisor can help you achieve your short and long-term financial goals as well as plan for unexpected events that could arise. Through an ongoing, collaborative relationship with a financial advisor, plus secure anytime–access to your accounts online, you can track your progress toward your goals and receive timely advice when you need it.
A comprehensive approach.
Together, you and your financial advisor will evaluate your current financial situation. From there, your financial advisor will work with you to address key needs, consider tax strategies and find ways to help fill any gaps that could keep you from achieving the lifestyle you want. Through personalized financial advice, your financial advisor will help you prioritize what’s important today, while planning for a confident financial future.
Solutions and advice aligned to you.
Through S&T Financial Services, you’ll have access to wide-ranging advice — from customized investment recommendations and asset allocation strategies, to comprehensive financial planning that covers key aspects of your financial life — to help you meet your goals. And, your financial advisor can provide access to an extensive suite of solutions to meet your specific needs, including investments, insurance and annuities, and much more.
S&T Financial Services Can Help You Build Wealth
College Savings Plans
Leverage tax and financial aid benefits by investing in a 529 plan and empower your upcoming grad.
IRAs
Work with an advisor to set up a retirement savings account, fully taking advantage of the tax benefits.
401(k) Rollovers
You may gain more investment choices and planning advantages when you rollover your 401(k) into an IRA account.
Mutual Fund Management
Invest in your future with a mutual fund and enjoy competitive fees.
Annuities & Life Insurance
Secure retirement income and provide more financial well-being for your loved ones.
Brokerage Services
We offer investments, estate planning strategies, tax planning strategies and financial consultation so you can plan with more confidence.
Additional Ways to Save
S&T Financial Services financial advisors offer personalized financial advice and investment products through Ameriprise Financial Services, LLC.
Our objective is to identify your goals and help create a personalized plan for your journey to financial independence.
Check the background of Ameriprise Financial Services, LLC on FINRA’s BrokerCheck.
Products and Services Available Through S&T Financial Services
- Financial planning
- Retirement planning
- Investments
- Funding education expenses
- Insurance and annuities
- Estate planning strategies
- Retirement income strategies
- Tax planning strategies
Discover Additional Ways to Save
Plan for Retirement
No matter what stage of life you’re in, our team has the experience and financial products to help you prepare for retirement. The sooner we start our relationship, the bigger the impact we can have on your financial wellness.
Plan for Life's Ups & Downs
Whether it’s assessing your current needs or predicting future needs, creating a financial plan that accounts for the unexpected can fill you with confidence and enable you to enjoy life more fully.
Plan for Future Generations
After all the success you’ve achieved through hard work, we know you want to create a legacy that can improve the lives of your family generations to come.
Contact S&T Financial Services
Whether you just earned your first paycheck or you’re preparing to retire, S&T Financial Services can help.
We have a partnership with Ameriprise Financial Services to provide financial planning services and solutions to our clients. We are not an investment client of Ameriprise, but we have a revenue sharing relationship with them that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial cannot guarantee future financial results.
Clients contributing to a 529 Plan offered by a state in which they are not a resident, should consider, before investing, whether their, or their designated beneficiary(s) home state offers any state tax or other state benefits such as financial aid, scholarship funds or protection from creditors that are only available for investments in such state’s qualified tuition program.
Be sure you understand the potential benefits and risks of an IRA rollover or transfer before implementing. As with any decision that has tax implications, you should consult with your tax adviser prior to implementing an IRA rollover or transfer.
Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.
Financial planning is generally appropriate if you have financial goals, sufficient assets and income to address your financial goals, and are willing to pay an investment advisory fee for recommendations to help you achieve those goals. Please review the Ameriprise Financial Planning Client Disclosure Brochure or, for a consolidated advisory relationship, the Ameriprise Managed Accounts and Financial Planning Service Disclosure Brochure, for a full description of services offered, including fees and expenses.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
S&T Financial Services is a financial advisory practice of Ameriprise Financial Services, LLC.
The financial institution and Ameriprise Financial, Inc. are not affiliated.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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